Mortgage Rates By Year

Historical Mortgage Rates: Averages and Trends. – ValuePenguin – Mortgage Rates Today. Over the past 20 years, rates for 30-year fixed rate mortgages have largely remained in the single digits, peaking at 8.64% in May of 2000. Today, current mortgage rates remain at historic lows around 4% – with over 63% of homeowners with mortgages paying interest rates between 3% and 4.9%, according to the Census Bureau.

On the other hand, a homeowner who is refinancing may opt of a loan that lasts 15 years. Interest Rate Estimate the interest rate on a new mortgage by checking Bankrate’s mortgage rate tables for.