Current 15 Year Mortgage Rate

15 Year Mortgage Rate is at 3.14%, compared to 3.16% last week and 4.16% last year. This is lower than the long term average of 5.42%.

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 · View and compare urrent (updated today) 15 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.

The information contained in this call is current only. an average fixed rate of 2.14% during this quarter which will lead.

How to shop for current 15-year mortgage rates. NerdWallet’s mortgage rate tool can help you find competitive 15-year fixed mortgage rates. In the "Refine results" section, enter a few details.

View today’s mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America.

Today’s Fifteen Year Mortgage Rates 15 vs 30 Year Loans. The most popular mortgage product across the United States is the 30-year fixed-rate mortgage. The reason most buyers opt for a 30-year fixed rate is they are guaranteed a stable monthly payment and the longer loan duration means they do not have a high monthly payment.

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Low Interest Rate – As mentioned earlier, a 15 year normally comes with an interest rate of .50% to .75% lower than a 30 year rate. Coupled with the fact that the loan is paid off much quicker, a 15 year will save a borrower thousands of dollars each year in interest payments.

A 15-year fixed-rate mortgage is a home loan with a repayment term of 15 years. It offers borrowers the same (fixed) interest rate and monthly payments throughout the life of the loan.

See today’s mortgage rates from lenders in your area. Get the best mortgage rates by comparing mortgage rates for 30 year fixed, 15 year fixed & 5/1 ARM mortgages.

Average 15-Year Mortgage Rates. Here are the current average 15- year mortgage rates in each state. Average 15-year fixed mortgage rates tend to be lower than rates for 30-year home loans. While this does mean less money spent on interest, the monthly payments on a 15-year loan are consistently higher in all states.