# 365 360 Interest Calculation

The U.S. Court of Appeals for the 8th Circuit has ruled that when a promissory note clearly stated that interest was calculated according to the.

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· Forumula to calculate interest payment using 360/365 day basis. I’m creating an amortization table, but finance charges accrue on a 360/365 day basis. This thread is locked.

· Some banks use a 360 day year for compounding purposes. The formula would look something like this (rate*(365/360)/12) This takes into account that you are making monthly payments and that you interest is being compounded daily over a 360 day year.

Commercial real estate lenders commonly calculate loans in three ways: 30/360, Actual/365 (aka 365/365), and Actual/360 (aka 365/360). Real estate.

· I was approached by a client asking me why does your bank use 360 days instead of 365 days when calculating the interest payment of a loan. I told him it’s some sort of a convention, but he wasn’t fully convinced. I looked up Wikipedia, but it doesn’t provide much detail. Why 360 Days Instead of

Nippon Telegraph & Telephone Corp.’s sum-of-parts calculation reveals a undervaluation by the market. flow last year while NTT East contributed 214.9b yen which together is 360.1B yen in annual.

welcome you to the webinar, 365/360 US Rule Mortgage Amortization. “365/ 360 US Rule Methodology” to calculate interest is to recalculate.

The interest rate (e.g. 10.5%). A rate that is paid or charged for the use of money. Interest rates are usually charged based on an annual percentage of the principal. For example, if a lender charges an interest rate of 10% on a loan of \$1000, the total interest charged in a year is \$100 for this \$1000 loan.

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Excel amortization formula for actual 365, actual 360 I am looking for a formula to calculate the monthly repayment amount in Excel using either actual 365 or actual 360. Status

How it works: the lender pretends there are 360 days in a year when calculating the daily interest rate (6% / 360 > 6% / 365), then charges.

Specifically, discrepancies between the actual/actual and 30/360 day count conventions occur with all months that do not have exactly 30 days. The best example comes from calculating accrued interest.

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