– To qualify for a HomeReady mortgage, you will also need to complete a homebuyer education course. Do I need to be a First-Time Buyer to Qualify? Many first-time buyer programs require at least one borrower who is a "first-time buyer," but that doesn’t mean you won’t qualify if you have purchased a home before.
Do I need a TV licence?: 20+ TV licence fee tips – Money. – It used to be that you only needed a TV licence if you had a telly. Now, the internet has caused the rules to explode with complications, and so some who just watch certain channels on catch-up can get away without paying the £154.50 annual fee. But if you watch BBC iPlayer, you’ll need a licence.
Your Mortgage Refinancing Checklist: Ready to Refi. – In addition to interest rates, homeowners also need to consider the length of the new loan term. If you’re five years into your current mortgage and refinance into a new 30-year fixed-rate loan, you’ll be making monthly payments for a total of 35 years – which could result in paying more interest over.